Pam Cradock, Independent Financial Adviser
Pam joined McHardy Financial in November 2011 as an Independent Financial Adviser. Pam studied for her Financial Planning Qualifications while working as an administrator for St. James’s Place and in 2006 joined Co-operative Insurance Services as a Financial Adviser. In 2008 Pam joined a small IFA practice which one year later became part of St. James’ Place.
Pam has worked in all three types of advice: Tied, Multi Tied and Independent Financial Advice.
The main areas of business Pam deals with are Pensions, Investments, Inheritance Tax Planning and Life Assurance.firstname.lastname@example.org
13 Bon Accord Crescent
Aberdeen AB11 6DE
Telephone: 01224 578250